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Air Miles: Air miles is a reward scheme related to air travel, where the credit card holders earn points and miles for the purchases they make by using their credit cards. We believe that these actions will not be necessary and we look forward to remittance of our outstanding amount by the end of this week. Presently, obsolescence period is 10 years for bankruptcy, and 7 years for all other instances, as determined by the fora. One of the primary questions that people have during a bad economy is whether it is possible to get A loans with bad credit. Office of Thrift Supervision: The Office of Thrift Supervision acts as the controller of federal and state savings and associations, as well as companies.